Financials: AI Adoption and Maturity

Banks, insurers, capital markets, and diversified financials translating AI into risk, fraud, and customer-experience advantage.

View Financials rankings How AIDE measures AI maturity

The AIDE Matrix — Financials

Strategic Intent runs along the x-axis and Operational Integration along the y-axis, with bubble size proportional to revenue. Companies fall into four quadrants: Trailblazers (top-right), Stealth Adopters (top-left), Visionaries (bottom-right), and Emerging Adopters (bottom-left). How to read the AIDE Matrix.

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The AIDE Index measures how comprehensively each S&P 500 company has integrated artificial intelligence across leadership and operations. Companies are positioned within their industry, not across the full S&P 500, so that comparisons reflect peer-group context.

The AIDE Index is built from publicly available evidence using a consistent methodology across the S&P 500. Learn more about our methodology.

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Financials companies — full ranking

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1	Block, Inc.	XYZ	Transaction & Payment Processing Services	88.8	Financials AI Trailblazer	86.7	90.9	75.8	97.6	100	81.8
2	Mastercard	MA	Transaction & Payment Processing Services	86.4	Financials AI Trailblazer	92.0	80.8	100	84.0	70.6	90.9
3	Visa Inc.	V	Transaction & Payment Processing Services	84.5	Financials AI Trailblazer	83.6	85.3	86.6	80.6	70.6	100
4	Nasdaq, Inc.	NDAQ	Financial Exchanges & Data	84.4	Financials AI Trailblazer	98.5	70.3	96.9	100	58.8	81.8
5	JPMorgan Chase	JPM	Diversified Banks	79.1	Financials AI Trailblazer	82.7	75.5	86.6	78.8	64.7	86.4
6	Coinbase	COIN	Financial Exchanges & Data	70.1	Financials AI Trailblazer	66.2	73.9	54.2	78.2	70.6	77.3
7	MSCI Inc.	MSCI	Financial Exchanges & Data	69.6	Financials AI Trailblazer	75.8	63.5	64.3	87.3	58.8	68.2
8	BNY Mellon	BK	Asset Management & Custody Banks	69.4	Financials AI Trailblazer	81.5	57.4	80.9	82.1	64.7	50.0
9	Robinhood Markets	HOOD	Investment Banking & Brokerage	69.3	Financials AI Trailblazer	69.1	69.4	58.7	79.5	70.6	68.2
10	Moody's Corporation	MCO	Financial Exchanges & Data	68.7	Financials AI Trailblazer	59.8	77.5	51.2	68.5	82.4	72.7
11	S&P Global	SPGI	Financial Exchanges & Data	68.5	Financials AI Trailblazer	63.7	73.3	67.0	60.3	64.7	81.8
12	American Express	AXP	Consumer Finance	67.3	Financials AI Trailblazer	64.9	69.7	61.3	68.5	53.0	86.4
13	Fidelity National Information Services	FIS	Transaction & Payment Processing Services	67.2	Financials AI Trailblazer	66.3	68.1	61.3	71.4	58.8	77.3
14	PayPal	PYPL	Transaction & Payment Processing Services	66.9	Financials AI Trailblazer	60.6	73.3	49.0	72.1	64.7	81.8
15	FactSet	FDS	Financial Exchanges & Data	66.8	Financials AI Trailblazer	68.5	65.1	67.8	69.2	53.0	77.3
16	Blackstone Inc.	BX	Asset Management & Custody Banks	65.6	Financials AI Trailblazer	74.5	56.7	62.4	86.6	58.8	54.6
17	Citigroup	C	Diversified Banks	63.4	Financials AI Trailblazer	54.2	72.6	49.2	59.1	58.8	86.4
18	BlackRock	BLK	Asset Management & Custody Banks	62.1	Financials AI Trailblazer	61.3	62.8	53.3	69.3	53.0	72.7
19	Jack Henry & Associates	JKHY	Transaction & Payment Processing Services	61.9	Financials AI Visionary	71.3	52.4	81.1	61.5	41.2	63.6
20	Truist Financial	TFC	Diversified Banks	60.9	Financials AI Trailblazer	57.5	64.4	49.2	65.7	47.1	81.8
21	MetLife	MET	Life & Health Insurance	60.5	Financials AI Visionary	74.7	46.3	89.2	60.3	47.1	45.5
22	Morgan Stanley	MS	Investment Banking & Brokerage	58.2	Financials AI Trailblazer	56.5	59.9	42.7	70.2	47.1	72.7
23	Capital One	COF	Consumer Finance	57.8	Financials AI Stealth Adopter	32.0	83.7	33.1	30.8	76.5	90.9
24	Synchrony Financial	SYF	Consumer Finance	57	Financials AI Trailblazer	54.1	59.9	51.8	56.5	47.1	72.7
25	Hartford (The)	HIG	Property & Casualty Insurance	56.5	Financials AI Trailblazer	47.1	65.8	44.0	50.3	58.8	72.7
26	Fiserv	FISV	Transaction & Payment Processing Services	56.3	Financials AI Trailblazer	49.7	62.8	47.1	52.3	53.0	72.7
27	Northern Trust	NTRS	Asset Management & Custody Banks	55.7	Financials AI Trailblazer	56.6	54.7	58.7	54.6	41.2	68.2
28	Marsh McLennan	MRSH	Insurance Brokers	55.5	Financials AI Trailblazer	43.5	67.5	40.8	46.3	62.4	72.7
29	Bank of America	BAC	Diversified Banks	55.5	Financials AI Trailblazer	47.2	63.8	39.2	55.3	41.2	86.4
30	Franklin Resources	BEN	Asset Management & Custody Banks	53.8	Financials AI Trailblazer	51.6	56.0	41.3	61.9	53.0	59.1
31	Intercontinental Exchange	ICE	Financial Exchanges & Data	53.0	Financials AI Trailblazer	49.9	56.0	48.5	51.3	53.0	59.1
32	Goldman Sachs	GS	Investment Banking & Brokerage	52.4	Financials AI Stealth Adopter	36.1	68.7	28.7	43.4	64.7	72.7
33	Berkshire Hathaway	BRK.B	Multi-Sector Holdings	52.4	Financials AI Visionary	61.4	43.3	47.5	75.4	41.2	45.5
34	Principal Financial Group	PFG	Life & Health Insurance	51.6	Financials AI Visionary	54.1	49.2	53.5	54.6	53.0	45.5
35	Travelers Companies (The)	TRV	Property & Casualty Insurance	51.0	Financials AI Stealth Adopter	33.9	68.1	24.8	42.9	58.8	77.3
36	Allstate	ALL	Property & Casualty Insurance	50.0	Financials AI Trailblazer	42.5	57.6	49.0	36.0	47.1	68.2
37	Aon plc	AON	Insurance Brokers	50.0	Financials AI Trailblazer	42.3	57.6	36.3	48.4	47.1	68.2
38	State Street Corporation	STT	Asset Management & Custody Banks	49.9	Financials AI Stealth Adopter	39.9	59.9	41.5	38.2	47.1	72.7
39	Willis Towers Watson	WTW	Insurance Brokers	49.4	Financials AI Visionary	45.7	53.1	43.8	47.7	47.1	59.1
40	Prudential Financial	PRU	Life & Health Insurance	49.4	Financials AI Trailblazer	43.4	55.3	36.9	49.9	47.1	63.6
41	American International Group	AIG	Multi-line Insurance	49.0	Financials AI Stealth Adopter	39.0	59.0	40.6	37.4	58.8	59.1
42	U.S. Bancorp	USB	Diversified Banks	48.3	Financials AI Stealth Adopter	41.8	54.7	39.8	43.9	41.2	68.2
43	Apollo Global Management	APO	Asset Management & Custody Banks	47.8	Financials AI Stealth Adopter	38.8	56.7	25.7	52.0	58.8	54.6
44	Wells Fargo	WFC	Diversified Banks	47.6	Financials AI Stealth Adopter	39.9	55.3	50.9	29.0	47.1	63.6
45	Assurant	AIZ	Multi-line Insurance	46.7	Financials AI Stealth Adopter	38.8	54.7	42.7	34.9	41.2	68.2
46	Citizens Financial Group	CFG	Regional Banks	45.2	Financials AI Visionary	42.4	47.9	34.7	50.1	41.2	54.6
47	Charles Schwab Corporation	SCHW	Investment Banking & Brokerage	43.9	Financials AI Emerging Adopters	36.0	51.7	34.1	38.0	35.3	68.2
48	Interactive Brokers	IBKR	Investment Banking & Brokerage	43.5	Financials AI Visionary	50.2	36.8	52.0	48.4	23.5	50.0
49	PNC Financial Services	PNC	Diversified Banks	43.1	Financials AI Emerging Adopters	36.6	49.5	29.6	43.7	35.3	63.6
50	Chubb Limited	CB	Property & Casualty Insurance	41.6	Financials AI Emerging Adopters	28.7	54.4	30.4	27.0	58.8	50.0
51	KeyCorp	KEY	Regional Banks	41.0	Financials AI Emerging Adopters	39.4	42.7	29.1	49.7	35.3	50.0
52	Fifth Third Bancorp	FITB	Regional Banks	40.5	Financials AI Emerging Adopters	28.6	52.4	27.3	29.8	41.2	63.6
53	Raymond James Financial	RJF	Investment Banking & Brokerage	38.6	Financials AI Emerging Adopters	27.6	49.5	18.3	37.0	35.3	63.6
54	T. Rowe Price	TROW	Asset Management & Custody Banks	38.2	Financials AI Emerging Adopters	28.5	47.9	20.1	36.8	41.2	54.6
55	Arthur J. Gallagher & Co.	AJG	Insurance Brokers	38.0	Financials AI Emerging Adopters	28.1	47.9	17.4	38.8	41.2	54.6
56	Huntington Bancshares	HBAN	Regional Banks	37.5	Financials AI Emerging Adopters	22.6	52.4	9.6	35.7	41.2	63.6
57	Global Payments	GPN	Transaction & Payment Processing Services	37.5	Financials AI Emerging Adopters	30.7	44.3	31.9	29.6	29.4	59.1
58	CME Group	CME	Financial Exchanges & Data	37.0	Financials AI Emerging Adopters	23.8	50.1	20.5	27.1	41.2	59.1
59	Invesco	IVZ	Asset Management & Custody Banks	36.2	Financials AI Emerging Adopters	33.3	39.0	23.3	43.2	23.5	54.6
60	Ares Management	ARES	Asset Management & Custody Banks	34.3	Financials AI Emerging Adopters	22.3	46.3	10.5	34.2	47.1	45.5
61	KKR & Co.	KKR	Asset Management & Custody Banks	34.0	Financials AI Emerging Adopters	19.5	48.5	0	39.0	47.1	50.0
62	Corpay	CPAY	Transaction & Payment Processing Services	32.9	Financials AI Emerging Adopters	26.7	39.0	19.3	34.1	23.5	54.6
63	Progressive Corporation	PGR	Property & Casualty Insurance	32.6	Financials AI Emerging Adopters	21.0	44.3	33.3	8.8	29.4	59.1
64	M&T Bank	MTB	Regional Banks	31.2	Financials AI Emerging Adopters	27.2	35.2	30.5	23.9	29.4	40.9
65	Regions Financial Corporation	RF	Regional Banks	31.0	Financials AI Emerging Adopters	22.3	39.7	27.4	17.2	29.4	50.0
66	Ameriprise Financial	AMP	Asset Management & Custody Banks	27.9	Financials AI Emerging Adopters	12.5	43.3	15.5	9.6	41.2	45.5
67	Brown & Brown	BRO	Insurance Brokers	27.9	Financials AI Emerging Adopters	31.0	24.7	19.6	42.5	17.7	31.8
68	Cboe Global Markets	CBOE	Financial Exchanges & Data	27.6	Financials AI Emerging Adopters	24.5	30.6	16.8	32.2	29.4	31.8
69	Aflac	AFL	Life & Health Insurance	25.1	Financials AI Emerging Adopters	9.9	40.4	3.8	16.0	35.3	45.5
70	Cincinnati Financial	CINF	Property & Casualty Insurance	24.1	Financials AI Emerging Adopters	20.5	27.7	6.0	35.0	23.5	31.8
71	Arch Capital Group	ACGL	Property & Casualty Insurance	22.3	Financials AI Emerging Adopters	13.1	31.6	2.8	23.4	17.7	45.5
72	W. R. Berkley Corporation	WRB	Property & Casualty Insurance	21.9	Financials AI Emerging Adopters	8.0	35.8	5.0	10.9	35.3	36.4
73	Loews Corporation	L	Multi-line Insurance	17.3	Financials AI Emerging Adopters	4.0	30.7	4.4	3.5	34.1	27.3
74	Globe Life	GL	Life & Health Insurance	16.4	Financials AI Emerging Adopters	11.0	21.8	6.0	16.0	11.8	31.8
75	Erie Indemnity	ERIE	Insurance Brokers	15.9	Financials AI Emerging Adopters	4.2	27.7	8.4	0	23.5	31.8
76	Everest Group	EG	Reinsurance	9.5	Financials AI Emerging Adopters	19.0	0	23.8	14.3	0	0

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Questions about this sector, the AIDE Index, or our methodology?

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Methodology & Data Integrity

The AIDE Index methodology is governed by four foundational commitments.

Independent Sources, Public Data

All inputs derive from publicly available signals: patent databases, annual reports, earnings call transcripts, job postings, corporate sites, LinkedIn, and AI Research Agent queries across news, SEC filings, industry publications, and case studies. No data point requires voluntary disclosure from the assessed company.

Comparability Across the Cohort

Every S&P 500 company is assessed with identical collection protocols, scoring rubrics, and normalization procedures. Cohort-based min-max normalization ensures scores reflect relative positioning, enabling meaningful cross-company and cross-sector comparisons.

Multi-Dimensional Measurement

AI maturity is not a single attribute. The AIDE framework separates what leaders know and communicate (Leadership) from what the organization prioritizes and builds (Company), revealing alignment, or misalignment, between strategic intent and operational reality.

Transparency and Auditability

Every score can be traced from the final AIDE Index back through normalized scores, raw dimension scores, channel-level signals, and individual data points. Multi-LLM cross-validation and human-in-the-loop review provide the audit mechanism for non-deterministic components.

Learn more about the methodology